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Some rebate cards are open-loop, meaning they can be used at any retailer, whereas others are closed-loop, meaning they can be used only at one retailer.
Identify fees you can control.
When it comes to rebate cards, the faster you use them the better.But with an increasing number of rebates arriving in the form of prepaid cards rather than checks, some consumers may easily miss out on the cards full value if free online poetry contest 2016 they dont pay attention to the fine print.Everybody wants free money, so its no surprise that 83 percent of consumers look for rebates a return for purchasing a product or service when they shop, according to incentive solution provider Parago.Follow these steps to avoid throwing away free money.Like debit cards, rebate cards let you spend as you go, so you can make one purchase that uses the entire amount or multiple smaller purchases.Nevertheless, if youve received a rebate, you want to make the most.We have been receiving some complaints about rebate cards, says Michelle Jun, a staff attorney with Consumers Union, the publisher of Consumer Reports.Make a note of the date as soon as you receive the card.Its up to the merchant to issue another card or not.Again, the cash on a rebate card is not your money as with a debit card, nor is it money youre liable for as with a credit card.
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At the heart of the complaints is the fact that rebate cards come with a range of terms, covering expiration dates, fees and itil v3 foundation exam voucher steps to take if a rebate card is stolen.To improve your chances of getting a lost rebate card replaced, let the merchant know immediately if youve misplaced the card so the card can be deactivated and a new one issued, Wright suggests.But unlike gift cards, rebate cards dont carry those same protections.No matter what the expiration date is, its stated clearly on the card.Rebate cards are great tools for consumers to access free money from merchants immediately with no hassles and costs of cashing a check, she says.To avoid the possible frustration, monitor your cards balance (some cards let you do this via the Internet or the phone) so you always know what you have available to spend.Use the card immediately.
A lot of people have the assumption that rebate cards have the same fees and expiration dates as a gift card because they look the same, and they come to find three months later that their cards are now valueless, Jun says.
The money collected is used to pay for the technology that tracks and verifies the cards balance, she adds.
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